Trusted by South Africans business owners working smarter

Turn Idle Business Cash Into Growth Capital.
Simple as a Savings Account.

Automated treasury management that protects your business from currency depreciation while generating returns on cash reserves.

Start Earning More & Worrying Less → How Does It Work?

The Problem

Your Business Cash Is Losing Value & Finances Are Under-Optimized

While your operating reserves sit idle in local currency, inflation and depreciation erode your purchasing power every month.

Hidden Costs

Traditional business accounts offer 1–4% returns while inflation runs 4–8%, creating negative real returns and silently shrinking your working capital.

Operational Burden

Managing payments, tracking cash flow, and manually optimizing liquidity drains time and attention from actually running and growing your business.

Currency Risk

Local currency depreciation against the dollar steadily erodes the value of your reserves, weakening your ability to invest, hire, and plan ahead.

How YIELD Helps

Automated Corporate Finance for SMBs

YIELD converts excess business liquidity into USD/EUR stablecoins, generates institutional-grade yields, and automatically reconverts funds when payments are due.

Cash Flow Prediction

AI analyzes your historical payment patterns to forecast cash needs and maintain optimal liquidity buffers for payroll, suppliers, and overhead.

Automatic Conversion

Excess reserves are automatically converted into yield-generating USD/EUR stablecoins, putting idle business cash to work without changing your existing banking setup.

Smart Rebalancing

Funds are moved back into local currency before payroll and supplier payments, ensuring predictable liquidity while still earning institutional-grade returns.

Zero Complexity

Your team sees a simple dashboard with balances, yields, and cash flow projections—no crypto expertise, DeFi knowledge, or new workflows required.

9:41

Good morning,

Thabo

Business Reserves

$82,450.00

+$1,920.30 this month

In Yield Strategy

$60,000

Projected APY

11.2%

Next Payroll Buffer

$22,450

Recent Treasury Events

View all

Yield Earned

Today, 9:24 AM

+$312.40

Auto Conversion

Yesterday, 4:02 PM

$5,000.00

Rebalanced for Payroll

Feb 7, 8:00 AM

$18,750.00

Overview

Treasury

Activity

Settings

How Does It Work?

Automated Treasury in Four Steps

From idle cash in your business account to protected, yield-generating reserves—without changing how you run operations.

Connect Your Accounts

Link your business bank account and key systems (payroll, billing, accounting). YIELD ingests historical cash flow data in minutes.

Cash Flow Prediction

AI analyzes payment patterns to forecast upcoming payroll, supplier, and tax obligations and defines a safe liquidity buffer for your operations.

Automatic Conversion

Excess reserves above that buffer are automatically converted into USD/EUR stablecoins and allocated to vetted yield strategies, targeting institutional-grade returns.

Smart Rebalancing & Payouts

Before payroll and supplier payments are due, YIELD reconverts funds into local currency so working capital is available exactly when you need it—no crypto expertise required.

Turn Idle Business Cash Into Growth Capital. Simple as a Savings Account.

Your Business Cash Is Losing Value & Finances Are Under-Optimized

Hidden Costs

Operational Burden

Currency Risk

Automated Corporate Finance for SMBs

Cash Flow Prediction

Automatic Conversion

Smart Rebalancing

Zero Complexity

Automated Treasury in Four Steps

Connect Your Accounts

Cash Flow Prediction

Automatic Conversion

Smart Rebalancing & Payouts

Ready to Put Idle Cash to Work?

Turn Idle Business Cash Into Growth Capital.
Simple as a Savings Account.